Bajaj Allianz Health Insurance Family Floater Premium Calculator
Bajaj Allianz Health Insurance Family Floater Premium Calculator is an essential tool to estimate your annual health insurance premium for your family. It helps you make informed decisions about your health insurance coverage.
- Enter your age, sum insured, and select your preferred plan.
- Click on the ‘Calculate’ button.
- View your premium and other details in the results section.
The premium is calculated based on the sum insured, age, and the plan selected. The formula used is:
Premium = (Sum Insured * Age Factor * Plan Factor) / 100000
| Age | Sum Insured (in lacs) | Plan | Premium (in lacs) |
|---|---|---|---|
| 30 | 5 | Standard | 0.065 |
| 40 | 7 | Comprehensive | 0.105 |
| 50 | 10 | Basic | 0.15 |
| Age | Basic Plan Age Factor | Standard Plan Age Factor | Comprehensive Plan Age Factor |
|---|---|---|---|
| 18-30 | 0.005 | 0.007 | 0.01 |
| 31-45 | 0.008 | 0.012 | 0.018 |
| 46-60 | 0.015 | 0.025 | 0.04 |
- Consider your family’s health history and medical needs when choosing a sum insured.
- Compare plans to ensure you get the best coverage for your needs.
- Review the policy document carefully before making a decision.
What is the maximum age limit for this policy?
The maximum age limit for this policy is 65 years.
Can I cover my parents under this policy?
Yes, you can cover your parents under this policy. However, the age limit for parents is 60 years.
IRDAI and MoHFW are reliable sources for more information on health insurance.