2020 Canada Tax Calculator

Introduction & Importance of the 2020 Canada Tax Calculator

The 2020 Canada Tax Calculator is an essential financial tool designed to help Canadian taxpayers accurately estimate their tax obligations for the 2020 tax year. This comprehensive calculator takes into account all federal and provincial tax rates, credits, and deductions that were in effect during 2020, providing a precise calculation of your tax liability or refund.

Understanding your tax situation is crucial for several reasons:

• Financial Planning: Accurate tax calculations help you budget effectively throughout the year and avoid unexpected tax bills.
• Investment Decisions: Knowing your marginal tax rate helps you make informed decisions about RRSP contributions, TFSA investments, and other tax-efficient strategies.
• Government Benefits: Many social programs and benefits are income-tested, so understanding your taxable income helps you qualify for available assistance.
• Compliance: Ensures you meet all CRA requirements and avoid potential penalties for underpayment.

The 2020 tax year was particularly significant due to several economic factors, including the initial impacts of the COVID-19 pandemic. The Canadian government introduced several temporary measures and credits to support individuals and businesses during this challenging time, which are all accounted for in this calculator.

According to Canada Revenue Agency (CRA), over 30 million Canadians file tax returns annually, with the average refund being approximately $1,700. However, many taxpayers either overpay or underpay their taxes due to incorrect calculations or misunderstanding of the tax system.

How to Use This 2020 Canada Tax Calculator

Our calculator is designed to be user-friendly while providing professional-grade accuracy. Follow these steps to get the most precise tax estimation:

1. Enter Your Total Income:
   • Include all sources of income: employment income, self-employment income, investment income, rental income, and any other taxable income.
   • For the most accurate results, use the exact amount from your T4 slips and other income statements.
   • If you’re unsure about what to include, refer to the CRA’s guide on personal income.
2. Select Your Province/Territory:
   • Canada’s tax system has both federal and provincial components. Your province of residence on December 31, 2020 determines your provincial tax rates.
   • If you moved during 2020, you’ll need to prorate your provincial taxes based on the time spent in each province.
3. Choose Your Filing Status:
   • Select “Single” if you were unmarried or not in a common-law relationship on December 31, 2020.
   • Select “Married/Common-law” if you were married or living in a common-law relationship on December 31, 2020.
   • Your filing status affects certain credits and deductions, particularly the spousal amount and Canada Caregiver Credit.
4. Enter Your RRSP Contributions:
   • Include all contributions made to your Registered Retirement Savings Plan (RRSP) during 2020, up to your contribution limit.
   • RRSP contributions reduce your taxable income, potentially lowering your tax bill and increasing your refund.
   • Your 2020 RRSP contribution limit is 18% of your 2019 earned income, up to a maximum of $27,230, minus any pension adjustments.
5. Enter Your TFSA Contributions:
   • While TFSA contributions don’t affect your taxable income (they’re made with after-tax dollars), tracking them helps with financial planning.
   • The 2020 TFSA contribution limit was $6,000, with a cumulative limit of $69,500 for those who had been eligible since 2009.
6. Enter Other Deductions:
   • Include amounts for:
     • Union or professional dues
     • Child care expenses
     • Moving expenses (if you moved for work or school)
     • Home office expenses (particularly relevant in 2020 due to COVID-19)
     • Other employment expenses
   • Keep receipts for all deductions in case the CRA requests verification.
7. Review Your Results:
   • The calculator will display your taxable income, federal tax, provincial tax, total tax, average tax rate, marginal tax rate, and after-tax income.
   • The visual chart shows how your income is taxed across different brackets.
   • Use these results to plan for tax payments or expected refunds.

For complex tax situations (self-employment, multiple income sources, or significant investments), consider consulting with a tax professional or using the CRA’s more detailed tax software.

Formula & Methodology Behind the Calculator

Our 2020 Canada Tax Calculator uses the exact tax rates, brackets, and formulas that were in effect for the 2020 tax year. Here’s a detailed breakdown of the methodology:

1. Calculating Taxable Income

The first step is determining your taxable income by subtracting deductions from your total income:

Taxable Income = Total Income – (RRSP Contributions + Other Deductions)

2. Federal Tax Calculation

Canada uses a progressive tax system with the following 2020 federal tax brackets:

Tax Bracket (CAD)	Tax Rate	Tax on Bracket
Up to $48,535	15%	$7,280.25
$48,535 to $97,069	20.5%	$9,973.94
$97,069 to $150,473	26%	$13,710.94
$150,473 to $214,368	29%	$18,604.37
Over $214,368	33%	No upper limit

The federal tax is calculated by applying each rate to the corresponding portion of your taxable income. For example, if your taxable income is $75,000:

• First $48,535 at 15% = $7,280.25
• Next $26,465 ($75,000 – $48,535) at 20.5% = $5,425.33
• Total federal tax = $12,705.58

3. Provincial/Territorial Tax Calculation

Each province and territory has its own tax rates. Here are the 2020 rates for Ontario as an example:

Tax Bracket (CAD)	Tax Rate
Up to $44,740	5.05%
$44,740 to $89,482	9.15%
$89,482 to $150,000	11.16%
$150,000 to $220,000	12.16%
Over $220,000	13.16%

The calculator automatically applies the correct provincial rates based on your selection. The provincial tax is calculated similarly to the federal tax, using progressive brackets.

4. Tax Credits and Benefits

The calculator accounts for several non-refundable and refundable tax credits that were available in 2020:

• Basic Personal Amount: $13,229 (increased from $12,298 in 2019)
• Canada Employment Amount: Up to $1,245
• Canada Pension Plan (CPP) Contributions: Deducted from income
• Employment Insurance (EI) Premiums: Deducted from income
• COVID-19 Specific Credits:
  • Canada Emergency Response Benefit (CERB) – taxable income
  • Home Office Expense Deduction – simplified flat rate method introduced

5. Final Calculations

The calculator performs these final steps:

1. Calculates total federal tax using progressive brackets
2. Calculates total provincial tax using selected province’s brackets
3. Adds federal and provincial taxes for total tax
4. Calculates average tax rate: (Total Tax / Taxable Income) × 100
5. Determines marginal tax rate based on your highest tax bracket
6. Calculates after-tax income: Taxable Income – Total Tax

All calculations are performed in real-time as you adjust the inputs, providing immediate feedback on how different factors affect your tax situation.

Real-World Examples: 2020 Tax Scenarios

To illustrate how the calculator works in practice, here are three detailed case studies covering different income levels and provinces:

Example 1: Middle-Income Earner in Ontario

• Profile: Sarah, 35, single, no dependents
• Income: $75,000 (employment income)
• Province: Ontario
• RRSP Contributions: $5,000
• Other Deductions: $1,200 (union dues and home office expenses)

Calculation:

• Taxable Income: $75,000 – $5,000 (RRSP) – $1,200 (deductions) = $68,800
• Federal Tax:
  • First $48,535 at 15% = $7,280.25
  • Next $19,265 at 20.5% = $3,949.33
  • Total Federal Tax = $11,229.58
• Ontario Tax:
  • First $44,740 at 5.05% = $2,259.87
  • Next $24,060 at 9.15% = $2,202.99
  • Total Provincial Tax = $4,462.86
• Total Tax: $11,229.58 + $4,462.86 = $15,692.44
• After-Tax Income: $68,800 – $15,692.44 = $53,107.56
• Average Tax Rate: 22.81%
• Marginal Tax Rate: 37.16% (20.5% federal + 16.66% provincial)

Key Insights: Sarah’s marginal tax rate is significantly higher than her average tax rate, which is typical for middle-income earners. Her RRSP contribution reduced her taxable income by $5,000, saving her approximately $1,850 in taxes (37.16% of $5,000).

Example 2: High-Income Professional in Alberta

• Profile: Michael, 42, married with two children
• Income: $180,000 (employment income) + $20,000 (investment income) = $200,000
• Province: Alberta
• RRSP Contributions: $27,230 (maximum for 2020)
• Other Deductions: $3,000 (child care expenses)
• Spousal Income: $40,000

Calculation:

• Taxable Income: $200,000 – $27,230 (RRSP) – $3,000 (deductions) = $169,770
• Federal Tax:
  • $48,535 at 15% = $7,280.25
  • $48,534 at 20.5% = $9,949.47
  • $53,409 at 26% = $13,886.34
  • $18,322 at 29% = $5,313.38
  • Total Federal Tax = $36,430.44
• Alberta Tax:
  • $131,220 at 10% = $13,122.00
  • $38,550 at 12% = $4,626.00
  • Total Provincial Tax = $17,748.00
• Total Tax: $36,430.44 + $17,748.00 = $54,178.44
• After-Tax Income: $169,770 – $54,178.44 = $115,591.56
• Average Tax Rate: 31.91%
• Marginal Tax Rate: 48% (29% federal + 19% provincial)

Key Insights: Michael’s high income places him in the top tax brackets. His maximum RRSP contribution provides significant tax savings ($13,070.40). Alberta’s flat tax rate (10% up to $131,220) makes it one of the most tax-advantageous provinces for high earners.

Example 3: Retiree in British Columbia

• Profile: Robert, 68, widowed, receiving pension income
• Income: $45,000 (pension) + $12,000 (RRIF withdrawals) = $57,000
• Province: British Columbia
• RRSP Contributions: $0 (no new contributions in retirement)
• Other Deductions: $500 (medical expenses)
• Pension Income Amount: $2,000 (non-refundable credit)

Calculation:

• Taxable Income: $57,000 – $500 = $56,500
• Federal Tax:
  • $48,535 at 15% = $7,280.25
  • $7,965 at 20.5% = $1,632.83
  • Total Federal Tax = $8,913.08
  • Less Pension Income Credit: $2,000 × 15% = $300
  • Adjusted Federal Tax = $8,613.08
• BC Tax:
  • $41,725 at 5.06% = $2,111.75
  • $14,775 at 7.70% = $1,137.68
  • Total Provincial Tax = $3,249.43
• Total Tax: $8,613.08 + $3,249.43 = $11,862.51
• After-Tax Income: $56,500 – $11,862.51 = $44,637.49
• Average Tax Rate: 21.00%
• Marginal Tax Rate: 28.20% (20.5% federal + 7.70% provincial)

Key Insights: Robert benefits from the pension income credit, reducing his federal tax by $300. His relatively low income keeps him in lower tax brackets. The calculator helps him understand how RRIF withdrawals affect his tax situation in retirement.

These examples demonstrate how the calculator handles different scenarios. For personalized results, enter your specific information into the calculator above.

2020 Canada Tax Data & Statistics

The 2020 tax year was unique due to the economic impacts of the COVID-19 pandemic. Here are key statistics and comparisons that provide context for your tax calculations:

Federal Tax Brackets Comparison: 2019 vs 2020

Tax Bracket	2019 Rate	2020 Rate	Change
Up to $47,630	15%	15%	No change
$47,630 to $95,259	20.5%	20.5%	No change
$95,259 to $147,667	26%	26%	No change
$147,667 to $210,371	29%	29%	No change
Over $210,371	33%	33%	No change
Basic Personal Amount	$12,298	$13,229	+$931 increase

While the tax rates remained unchanged from 2019 to 2020, the basic personal amount increased by $931, providing modest tax relief for all taxpayers. This change was part of the government’s plan to gradually increase the basic personal amount to $15,000 by 2023.

Provincial Tax Rates Comparison (2020)

Province	Lowest Rate	Highest Rate	Income Threshold for Top Rate
Alberta	10%	15%	$314,928
British Columbia	5.06%	20.5%	$220,000
Ontario	5.05%	13.16%	$220,000
Quebec	14%	25.75%	$109,710
Nova Scotia	8.79%	21%	$150,000
New Brunswick	9.68%	20.3%	$160,776
Manitoba	10.8%	17.4%	$70,000
Saskatchewan	10.5%	14.5%	$137,625

This table highlights the significant variation in provincial tax rates across Canada. Quebec has the highest lowest rate (14%) due to its different tax collection system, while Alberta has the lowest rates overall. These differences can significantly impact your after-tax income depending on where you live.

2020 Tax Statistics from CRA

• Total individual tax filers: 30.2 million
• Average taxable income: $52,600
• Average federal tax paid: $7,800
• Average provincial tax paid: $4,200
• Total refunds issued: $42.3 billion
• Average refund amount: $1,730
• Percentage of filers receiving refunds: 68%
• Total RRSP contributions: $48.1 billion
• Total TFSA contributions: $36.5 billion
• Total charitable donations claimed: $9.6 billion

These statistics show that the majority of Canadians receive refunds, with the average refund being $1,730. The high volume of RRSP and TFSA contributions demonstrates Canadians’ focus on tax-advantaged savings vehicles.

COVID-19 Impact on 2020 Taxes

The pandemic introduced several temporary measures that affected 2020 taxes:

• Canada Emergency Response Benefit (CERB):
  • $2,000 per month for up to 28 weeks
  • Received by 8.9 million Canadians
  • Total paid out: $81.6 billion
  • Taxable income – no tax withheld at source
• Canada Emergency Student Benefit (CESB):
  • $1,250 or $2,000 per month for students
  • Received by 743,000 students
  • Total paid out: $2.3 billion
  • Taxable income
• Home Office Expenses:
  • New temporary flat rate method: $2 per day, up to $400
  • Or detailed method with receipts
  • Claimed by 3.2 million Canadians
• Tax Filing Deadline Extension:
  • Extended from April 30 to June 1, 2020
  • Payment deadline extended to September 1, 2020

These measures had significant impacts on many Canadians’ tax situations, particularly those who received CERB payments without tax withholding. Our calculator accounts for these temporary measures in its calculations.

Expert Tips for Optimizing Your 2020 Canada Taxes

Even after the tax year has passed, there are strategies you can use when filing your 2020 return and planning for future years. Here are expert tips from tax professionals:

1. Maximize Your Deductions

• Home Office Expenses:
  • Use the temporary flat rate method ($2/day up to $400) if you worked from home due to COVID-19
  • Or claim actual expenses (utilities, internet, office supplies) with receipts
  • Eligible if you worked from home more than 50% of the time for at least 4 consecutive weeks
• Medical Expenses:
  • Claim eligible medical expenses for any 12-month period ending in 2020
  • Can be claimed by either spouse – choose the lower-income spouse for greater tax savings
  • Include premiums for private health insurance
• Charitable Donations:
  • First $200: 15% federal credit
  • Amount over $200: 29% federal credit (33% for high earners)
  • Provincial credits vary – combine with federal for total savings
  • Consider donating appreciated securities to avoid capital gains tax

2. Optimize Your Registered Accounts

• RRSP Contributions:
  • Contribute by March 1, 2021 to claim on your 2020 return
  • 2020 contribution limit: 18% of 2019 earned income, max $27,230
  • Unused contribution room carries forward
  • Consider spousal RRSP to income split in retirement
• TFSA Contributions:
  • 2020 contribution limit: $6,000
  • Total room since 2009: $69,500 (if eligible every year)
  • Withdrawals create new contribution room in the following year
  • Ideal for short-term savings or as an emergency fund
• RESPs:
  • Contribute to get the 20% Canada Education Savings Grant (CESG)
  • Maximum $2,500 contribution gets $500 grant (20% match)
  • Lifetime CESG limit: $7,200 per child
  • Unused grant room can be carried forward

3. Family Tax Strategies

• Income Splitting:
  • Use spousal RRSPs to equalize retirement income
  • Consider prescribed rate loans for income splitting (1% rate in 2020)
  • Split pension income if eligible (for those 65+)
• Child Care Expenses:
  • Claim up to $8,000 per child under 7, $5,000 for ages 7-16
  • Can be claimed by either parent – choose the lower-income parent
  • Include daycare, nanny, day camps, and before/after school programs
• Canada Child Benefit (CCB):
  • Tax-free monthly payment for families with children under 18
  • 2020 maximum: $6,765 per child under 6, $5,708 per child 6-17
  • Based on 2019 income – file your 2020 return to maintain eligibility
  • No application needed if you’re receiving it already

4. Investment Tax Strategies

• Capital Gains:
  • Only 50% of capital gains are taxable
  • Use capital losses to offset gains (can carry back 3 years or forward indefinitely)
  • Consider tax-loss selling before year-end to realize losses
• Dividends:
  • Eligible dividends get enhanced dividend tax credit
  • Non-eligible dividends have less favorable tax treatment
  • Dividend income is grossed-up for tax purposes
• Interest Income:
  • Fully taxable – consider holding interest-bearing investments in TFSA or RRSP
  • Include all interest from savings accounts, GICs, bonds, etc.

5. COVID-19 Specific Considerations

• CERB Repayment:
  • If you earned more than $38,000 in 2020, you may need to repay some CERB
  • $0.50 of CERB for every $1 earned over $38,000
  • The calculator accounts for this in your taxable income
• Work-from-Home Deductions:
  • Use the temporary flat rate method if you don’t have detailed receipts
  • $2 per day, up to $400 (200 days)
  • Or claim actual expenses with proper documentation
• Deferred Tax Payments:
  • If you deferred tax payments due to COVID-19, ensure you’ve accounted for this
  • Interest may apply to late payments after September 1, 2020

6. Filing and Payment Strategies

• File Electronically:
  • Use NETFILE-certified software for faster processing
  • Get your refund in as little as 8 business days with direct deposit
  • Avoid paper filing delays (up to 10-12 weeks processing time)
• Payment Options:
  • Pay any balance owing by April 30, 2021 to avoid interest
  • Use pre-authorized debit, online banking, or credit card (with fee)
  • Set up a payment plan with CRA if you can’t pay in full
• Review Your Notice of Assessment:
  • Check for errors or discrepancies
  • Note your RRSP contribution limit for 2021
  • Verify carry-forward amounts (capital losses, tuition credits, etc.)
• Keep Good Records:
  • Retain receipts and documentation for 6 years
  • Organize digital copies for easy access
  • Track mileage if claiming vehicle expenses

7. Common Mistakes to Avoid

• Forgetting to report all income (including side gigs and cash payments)
• Missing the filing deadline (June 1, 2021 for most individuals)
• Not claiming all eligible deductions and credits
• Miscalculating home office expenses
• Failing to report CERB or other COVID-19 benefits as income
• Not contributing to RRSP by the March 1, 2021 deadline
• Ignoring provincial credits and benefits
• Not reviewing your return for errors before submitting

Implementing even a few of these strategies can significantly reduce your tax burden and improve your financial situation. For complex situations, consider consulting with a tax professional or using the CRA’s more advanced tax tools.

Interactive FAQ: 2020 Canada Tax Calculator

What was the deadline for filing 2020 taxes in Canada?

The deadline for most individuals to file their 2020 income tax return was April 30, 2021. However, due to the COVID-19 pandemic, the Canada Revenue Agency (CRA) extended the filing deadline to June 1, 2021 for individuals (excluding those who are self-employed or have a spouse/common-law partner who is self-employed).

For self-employed individuals and their spouses, the filing deadline remained June 15, 2021, but any balance owing was due by April 30, 2021 to avoid interest charges.

It’s important to note that even if you don’t owe taxes, filing by the deadline ensures you don’t miss out on benefits and credits like the Canada Child Benefit or GST/HST credit.

How does the calculator handle CERB payments from 2020?

The calculator treats CERB (Canada Emergency Response Benefit) payments as taxable income, which is how they should be reported on your 2020 tax return. Here’s how it works:

• CERB payments are included in your total income (line 13000 of your tax return)
• The calculator adds CERB to your other income sources when determining your taxable income
• No tax was withheld at source for CERB payments, so you may owe tax on this income
• If your net income exceeds $38,000, you may need to repay some CERB ($0.50 for every $1 over $38,000)

For example, if you received $14,000 in CERB and had no other income, you would owe approximately $2,100 in federal tax (15%) plus provincial tax on this amount.

If you also had employment income that pushed your total over $38,000, the calculator will indicate if you need to repay some CERB, which would reduce your taxable income.

Can I still contribute to my RRSP for the 2020 tax year?

No, the deadline to contribute to your RRSP for the 2020 tax year was March 1, 2021. Any contributions made after this date will count toward your 2021 tax year.

However, you can still:

• Check your 2020 Notice of Assessment for your 2021 RRSP contribution limit
• Contribute to your RRSP for the 2021 tax year (deadline: March 1, 2022)
• Carry forward any unused RRSP contribution room from previous years
• Consider a spousal RRSP contribution to income split in retirement

Your 2020 RRSP contribution limit was the lesser of:

• 18% of your 2019 earned income, or
• $27,230 (the maximum limit for 2020)

Minus any pension adjustments from your 2019 T4 slips.

Why does the calculator show different results than my paycheck deductions?

There are several reasons why the calculator’s results might differ from your paycheck deductions:

1. Payroll Deductions Are Estimates:
   • Employers use tax tables to estimate deductions based on your TD1 form
   • These are simplified calculations that don’t account for all credits and deductions
2. Annual vs. Per-Pay-Period Calculations:
   • Paycheck deductions are calculated per pay period
   • The calculator shows your annual tax situation
   • Bonuses or irregular income can cause discrepancies
3. Missing Deductions/Credits:
   • Your paycheck doesn’t account for RRSP contributions, child care expenses, etc.
   • The calculator includes all eligible deductions you enter
4. Provincial Variations:
   • Some provinces have different payroll deduction tables
   • The calculator uses precise provincial tax rates
5. Tax Withholding Differences:
   • You might have elected additional tax withholding on your TD1
   • Some employers withhold extra to prevent year-end surprises

The calculator provides a more accurate annual picture. If there’s a significant difference, you may need to adjust your TD1 form with your employer or make quarterly tax installments.

What was the basic personal amount for 2020 taxes?

The basic personal amount (BPA) for the 2020 tax year was $13,229. This is the amount of income you can earn without paying federal income tax.

Key points about the 2020 BPA:

• Increased from $12,298 in 2019
• Part of the government’s plan to gradually increase it to $15,000 by 2023
• For taxpayers with net income over $150,473, the BPA is gradually reduced
• Completely eliminated for taxpayers with net income over $214,368
• Each province also has its own basic personal amount (ranging from about $8,000 to $19,000)

The calculator automatically applies both federal and provincial basic personal amounts when determining your taxable income.

For example, if your income was $40,000 in 2020, you would only pay federal tax on $26,771 ($40,000 – $13,229) of your income.

How does the calculator handle provincial taxes for part-year residents?

The calculator assumes you were a resident of the selected province for the entire 2020 tax year. If you moved between provinces during 2020, you’ll need to prorate your provincial taxes based on the time spent in each province.

Here’s how to handle part-year residency:

1. Determine Residency Periods:
   • Calculate the number of days you lived in each province
   • Your province of residence on December 31, 2020 is particularly important
2. Prorate Provincial Taxes:
   • Calculate what your provincial tax would be if you lived in each province all year
   • Multiply each by the fraction of the year you lived there
   • Add the prorated amounts together
3. Federal Taxes:
   • Federal taxes are the same regardless of province
   • No proration needed for federal calculations
4. Special Cases:
   • If you moved for work, some expenses may be deductible
   • Students may have different residency rules
   • Consult the CRA or a tax professional for complex situations

For precise calculations in part-year residency situations, you may need to:

• Use tax software that handles multi-province returns
• Consult with a tax professional
• File paper returns with schedules for each province

The CRA provides more detailed information on moving between provinces.

What tax credits were available for students in 2020?

Students had access to several tax credits and benefits in 2020, including both long-standing programs and new COVID-19 specific measures:

Tuition Tax Credit

• 15% federal credit on eligible tuition fees
• Provincial credits vary (e.g., 5% in Ontario, 8% in BC)
• Unused credits can be carried forward or transferred to a parent/spouse (up to $5,000)

Education and Textbook Amounts (Eliminated in 2017 but…)

• These were eliminated federally in 2017 but some provinces still offer them
• Check your provincial tax form for available credits

Canada Student Loans Interest

• 15% federal credit on interest paid on government student loans
• Some provinces offer additional credits

Canada Training Credit (New in 2020)

• $250 annual accumulation limit (lifetime limit $5,000)
• Can be used for eligible tuition and fees
• 15% refundable credit on eligible expenses

COVID-19 Specific Benefits

• Canada Emergency Student Benefit (CESB):
  • $1,250 per month (May-August 2020)
  • $2,000 per month for students with disabilities or dependents
  • Taxable income – must be reported on 2020 return
• Enhanced Canada Student Grants:
  • Doubled for 2020-21 academic year
  • Up to $6,000 for full-time students
  • Non-repayable (not taxable)

Other Considerations

• Moving Expenses: If you moved to attend school, you may be able to deduct moving expenses
• Scholarships/Bursaries: Generally non-taxable if received for post-secondary education
• Public Transit Amount: Eliminated federally but some provinces still offer credits

Students should also be aware of:

• The Lifelong Learning Plan (LLP), which allows withdrawing up to $10,000/year from RRSPs for education (max $20,000)
• The Canada Learning Bond for RESP beneficiaries from low-income families
• Provincial-specific programs like Ontario’s OSAP or BC’s student grants

For the most accurate calculation of student-related credits, gather all your T2202A tuition slips and receipts for eligible expenses before using the calculator.