U.S. EE Savings Bond Value Calculator
Expert Guide to U.S. EE Savings Bond Value Calculator
U.S. EE Savings Bonds are a low-risk investment option backed by the U.S. government. Our calculator helps you determine their current value, making informed decisions about when to redeem them.
- Enter the bond’s issue price and year.
- Enter the year you plan to redeem the bond.
- Click ‘Calculate’.
The bond’s value is calculated using its issue price, issue year, redemption year, and the bond’s interest rate. The formula is:
Value = Issue Price * (1 + (Interest Rate * (Redemption Year – Issue Year)))
| Issue Price | Issue Year | Redemption Year | Value |
|---|---|---|---|
| $500 | 2010 | 2025 | $660.50 |
| $1,000 | 2015 | 2030 | $1,331.00 |
| $500 | 2020 | 2035 | $605.25 |
| Issue Year | Interest Rate |
|---|---|
| 2020 | 0.10 |
| 2021 | 0.10 |
| 2022 | 0.10 |
- EE Bonds earn interest for up to 30 years from their issue date.
- Redeeming bonds early may result in a penalty.
- Consider inflation when deciding when to redeem your bonds.
What is the penalty for redeeming EE Bonds early?
The penalty is the last 3 months’ interest.
Can I gift EE Bonds to someone else?
Yes, you can gift EE Bonds to someone else. They will become the owner and can redeem them when they reach maturity.